Does Medicare cover International Travel?


If you are traveling to another country and think Medicare will cover you for hospital and doctor visits. We recommend that you purchase a temporary international medical insurance that can provide coverage for a few days or up to 12 months. See our recommendation for Seniors here.

Why do we recommend you purchase International Medical Insurance?

Medicare may cover your medical expenses if

► You're in the U.S. when a medical emergency occurs, and the foreign hospital is closer than the nearest U.S. hospital that can treat your medical condition.

► You live in the U.S. and the foreign hospital is closer to your home than the nearest U.S. hospital that can treat your medical condition, regardless of whether an emergency exists.

► You're traveling through Canada without unreasonable delay by the most direct route between Alaska and another state when a medical emergency occurs, and the Canadian hospital is closer than the nearest U.S. hospital that can treat the emergency.

► You're traveling to the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa who are considered part of the U.S.

► You get on board a ship within the territorial waters adjoining the land areas of the U.S. Beyond 6 hours away from the U.S. port Medicare might not cover your medical service.

If you purchase a Worldwide Medical Insurance plan for Seniors with Medicare, Medicare Supplement or Medicare Advantage you can customized coverage to your needs, including:

► Days or Months of Coverage

► Deductible from $0 to $2,500

► Maximum limit up to $1,000,000

► Single-Trip and Multi-Trip

► Freedom to see the hospital or doctor of your choice.

You have enough to worry about when you're traveling. Don't let your Medicare, Medicare Supplement, or Medicare Advantage coverage be an uncertainty.

To get a free quote for Single-Trip International Medical Insurance for Seniors with Medicare, Medigap, or Medicare Advantage, click here.

For Multi-Trip quote for Worldwide Medical Insurance for Seniors with Medicare, Medigap, Medicare Advantage, click here.

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